Privacy Policy

We protect your personal and financial information in strict accordance with the Information Technology Act, 2000 and SPDI Rules, 2011.

Last Updated: April 2026

Loanpage Homes ("We", "Our", or "Us") values your trust. This Privacy Policy details the types of personal data we collect, how it is used, and the steps we take to protect it in compliance with the laws of India.

1. Information We Collect

When you use Loanpage Homes to explore or apply for mortgage services, we may collect:

  • Personal Identity Information: Name, Email Address, Phone Number, Date of Birth.
  • Sensitive Personal Data or Information (SPDI): Financial records, PAN, Aadhaar details, bank account statements, and IT return details for the sole purpose of loan evaluation and processing.
  • Technical Data: IP addresses, browser specs, device types, and usage data via Google Analytics and Google Tag Manager.

2. How We Use Your Data

Your information is used strictly for ensuring minimal friction in your home loan journey:

  • To verify your identity and conduct background credit checks connected via regulatory credit bureaus (e.g., CIBIL).
  • To process, evaluate, and sanction home loan requests.
  • To improve our digital service offerings and customer experiences.
  • To comply with Anti-Money Laundering (AML) standards and KYC regulations directed by Reserve Bank of India (RBI).

3. Data Sharing & Disclosure

We do not sell your personal data. We may share data strictly with:

  • Partner Tier-1 banks, lending institutions, and NBFCs solely for loan sanctioning.
  • Government and regulatory bodies when legally obligated to do so.
  • Third-party API providers that assist us with identity verification (e.g., automated KYC platforms).

4. Data Security

We employ 128-bit bank-level encryption (SSL/TLS) for data in transit and AES-256 for data at rest. Access to sensitive data within our organization is strictly role-based and regularly audited.

5. Your Rights

We believe in data ownership. Under the provisions of the SPDI rules, you have the right to request access to the information we hold about you, request corrections to factual errors, and in some situations, demand the deletion of your records (provided it doesn't conflict with financial documentation retention laws under RBI).

6. Contact Us

If you have questions regarding this policy or your data, you may reach our Grievance Officer at loanpage01@gmail.com.